In the United States, a credit repair service is a service offered by various entities, particularly attorneys and repair organizations, which aims to repair a consumers credit by removing invalid records. By using one of these services, consumers will have inaccurate data disputed and removed from their credit reports. Consumers considering a credit repair service should, firstly, be aware of the fact that credit repair scams are a growing issue. The legality of credit reporting does not allow for a company to simply remove all negative records from a person's credit report, though many fraudulent companies claim they can do so. A legitimate credit repair service takes on actions of dispute and resolution which can be taken by the consumer themselves, just with the experience and legal knowledge that the common consumer may not have. The Federal Trade Commission warns consumers of the unlawful organizations mentioned earlier and also provides protection against them.