For very plain reasons, health insurance for seniors is a matter that should not be disregarded. Seniors are subject to a higher potential for more serious illness and injuries, and should therefore be covered accordingly. In terms of regular medical insurance, there are several possible levels of regular "individual" medical insurance, the most detailed covering most medical expenses fully with small deductibles. Seniors might also want to seek insurance coverage from a long term health care insurance, which will cover more in-depth treatments that could arise. In the event of cancer, for example, a senior may need to have a specialized nurse within the home. With only regular medical insurance, it is likely that this and other similar levels of treatment are not covered; but long term health care insurance generally does.