Many options are available to individuals wishing to invest a portion of their income. The Federal Trade Commission, or FTC, recommends developing an income investment strategy. Investors should consider how much they are willing to invest, how quickly they hope to be able to profit from investments, and how risky they are willing to be with their investment. An investor has almost limitless options for investments- from 401(k) plans to acting as a financier for a start-up company. When developing an investment strategy, investors should consider all the various options for investment and decide which options are most fitting for the individuals needs. Each type of investment has its own level of risk. For example, a money market fund is considered a low risk investment, while a hedge fund is considered a higher risk investment.