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Short Term Disability

Short term disability is a term employed to describe the period in which an individual is unable to work. It is usually set. The government agencies or insurance companies determine the length of a short term disability. For short term disability insurance offered by California, the length or time you can be on is between 39 and 52 weeks. During this period, you will receive a percentage of your wages or earnings. This usually amounts to 55%. Private short term disability insurance is defined somewhat differently. It depends upon each private insurance company. Generally, you receive benefits from 9 to 52 weeks. Your type of disability may also be discounted. It may not qualify for benefits if it does not conform to the definition. Both private and public forms of short term disability are decided according by specified medical definitions. Your doctor and/or human resource person will be required to provide evidence of your disability.

Fast Facts

  • In 1992, there were 1.9 million Canadian employees covered by a STD group policy.
  • In 2006, the American number of employment disabled were 193,568,216.

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